Replication data for: How FinTech Enters China's Credit Market
Principal Investigator(s): View help for Principal Investigator(s) Harald Hau; Yi Huang; Hongzhe Shan; Zixia Sheng
Version: View help for Version V1
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| P2019_1012_data | 10/26/2021 02:49:PM | ||
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text/plain | 14.6 KB | 12/07/2019 10:26:AM |
Project Citation:
Hau, Harald, Huang, Yi, Shan, Hongzhe, and Sheng, Zixia. Replication data for: How FinTech Enters China’s Credit Market. Nashville, TN: American Economic Association [publisher], 2019. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-12-07. https://doi.org/10.3886/E116456V1
Project Description
Summary:
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How does FinTech credit mitigate local credit supply frictions in China's segmented credit market? In our simple theoretical models, we show that FinTech credit (i) expands the extensive margin of credit to borrowers of lower credit scores and (ii) provides relatively more credit to borrowers with lower credit scores. We confirm both predictions based on comprehensive data from one of China's largest FinTech credit providers.
Scope of Project
JEL Classification:
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E51 Money Supply; Credit; Money Multipliers
G23 Pension Funds; Non-bank Financial Institutions; Financial Instruments; Institutional Investors
O16 Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
P34 Socialist Institutions and Their Transitions: Financial Economics
E51 Money Supply; Credit; Money Multipliers
G23 Pension Funds; Non-bank Financial Institutions; Financial Instruments; Institutional Investors
O16 Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
P34 Socialist Institutions and Their Transitions: Financial Economics
Geographic Coverage:
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China
Time Period(s):
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2014 – 2016
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