Replication data for: Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

Principal Investigator(s): View help for Principal Investigator(s) Manuela Angelucci; Dean Karlan; Jonathan Zinman

Name	File Type	Size	Last Modified
Compartamos_AEJ			12/07/2019 01:06:PM
LICENSE.txt	text/plain	14.6 KB	12/07/2019 08:06:AM

Project Citation:

Angelucci, Manuela, Karlan, Dean, and Zinman, Jonathan. Replication data for: Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco. Nashville, TN: American Economic Association [publisher], 2015. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-12-07. https://doi.org/10.3886/E116334V1

Project Description

Summary: We use a clustered randomized trial, and over 16,000 household surveys, to estimate impacts at the community level from a group lending expansion at 110 percent APR by the largest microlender in Mexico. We find no evidence of transformative impacts on 37 outcomes (although some estimates have large confidence intervals), measured at a mean of 27 months post-expansion, across 6 domains: microentrepreneurship, income, labor supply, expenditures, social status, and subjective well-being. We also examine distributional impacts using quantile regressions, given theory and evidence regarding negative impacts from borrowing at high interest rates, but do not find strong evidence for heterogeneity. (JEL C83, D14, G21, I31, J23, O12, O16)

Scope of Project

JEL Classification:
      C83 Survey Methods; Sampling Methods
      D14 Household Saving; Personal Finance
      G21 Banks; Depository Institutions; Micro Finance Institutions; Mortgages
      I31 General Welfare; Well-Being
      J23 Labor Demand
      O12 Microeconomic Analyses of Economic Development
      O16 Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

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Published Versions

V1 [2019-12-07]

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